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FAQ
Q: How do I know how much house I can afford?
Q: What is the difference between a fixed-rate loan and an adjustable-rate loan?
Q: How is an index and margin used in an ARM?
Q: What does my mortgage payment include?
Q: How much cash will I need to purchase a home?
Q. What is a mortgage broker?
Q: Based on my current income, how do I decide what price range I should be using as a basis for buying a home?
Q: Do I find a home first and then come to you for the loan, or do I come to you for the loan before I search for a home?
Q: Do I need to know my credit rating before I make an application?
Q: How do I know which type of mortgage is best for me?
Q: I am currently unemployed. Can you help me get a loan, and what can I expect in terms of rates?
Q: I am self-employed. Can you help me get a loan, and what can I expect in terms of rates?
Q: I have a poor credit rating. Can you help me get a loan, and what can I expect in terms of rates?
Q: I’m a first-time homebuyer. Can you help me get a loan, and what can I expect in terms of rates?
Q: I’m a first-time homebuyer. Do I qualify for any special programs?
Q: In what states are you licensed?
Q: What fees do you charge?
Q: What is the difference between obtaining a loan from mortgage broker vs. obtaining a loan from a bank?
Q: What is your license number?
Q: What’s a mortgage?
Q: With what banks do you work?