About Us

With us, You’re Number One — Not Just Another Number.

Buying a home is personal. So why do so many banks insist on treating you like a number? At Blue Star Residential Lending, we believe you deserve responsive service, personal attention, and the best rate possible for your loan. And as independent mortgage brokers, we can offer you more options, better service, and a home buying experience that makes you feel right at home.

If you’ve spoken with mortgage lenders at banks, you may already know about some of the programs and types of home loans available — and you may have been led to believe that your scores were too low, your options too limited, or you just didn’t fit their qualifications. But there’s a secret about mortgage lending that banks don’t want you to know. The true limitations were never with you — it’s the banks whose options are limited.

Banks purchase rates from brokers, who can access rates at lower costs than the bank can obtain on their own. Then, they add the bank’s fees to the brokers’ fees, increasing the cost to homebuyers. The relationship is similar to that of a retail seller and a wholesale supplier. Banks may also be limited by contractual relationships and internal guidelines restricting the range of programs they can offer. But when you work with Blue Star Lending, you eliminate the “middle man” and go straight to the source for the best rates possible. And, because we have multiple backup lenders, you’re not restricted to a single bank if your situation doesn’t fit their parameters. Additionally, you’ll find thousands more loan pricing and package options at Blue Star Lending — even options with zero broker fees.

While you may have come to Blue Star Lending for our low rates, we hope it’s our outstanding customer service that keeps you coming back. When you call a bank, you rarely speak directly to your mortgage lender, and you’re often connected with someone who has little experience in the industry. But at Blue Star Lending, you can speak to your lender personally, every time you call — in fact, you can even speak to our President.

Rob Gerwer, founder of Blue Star Residential Lending, has worked in the mortgage industry for more than seven years. With his early experience at large banking institutions, he felt strongly that his clients deserved more care and attention than a bank could provide. He created Blue Star Lending in July of 2005 as an alternative for people who did not want to be “just another number” at their bank. His dedicated service and attention to detail leaves clients feeling satisfied and appreciated after every mortgage transaction.

Contact us today to experience lower rates and a higher standard of service.

Blue Star Residential Lending

Finding a loan is easy. 


Finding a friend with a truck — Now, that’s the hard part..